---
title: Episode 159 The Money Game
episode_number: 159
era: late
source_file: Episode 159 The Money Game.mp3
audio_size_mb: 76.0
duration_sec: 2491.8
duration_min: 41.5
language: en
provider: deepgram
model: nova-3
diarized: true
confidence: 0.993
transcribed_at: 2026-05-27T17:05:07Z---

# Episode 159 The Money Game

**Speaker 0:** Looking like Let me get rain on it. The Tom Torero podcast episode a 159 on the money game. So a pickup podcast. This is your weekly dose of daygame degeneracy. Try saying that when you're drunk. But this week, applying pickup principles and game principles, technique, and hustling to making money and keeping money. I am coming at you from the future because most of this podcast was recorded last week with today's guest in Colombia. But today, I come at you sitting in my pants, sweating my bollocks off. What a lovely image. I'm in transit. I'm in Panama waiting for my flight back to Amsterdam and then on to London. But I had to add this on because we've got some updates since I recorded that podcast. The first one is that the weekly Sunday bible study won't be live on YouTube, it will be live on my Instagram, Tom Torero on Instagram. So if you're listening to this on Saturday, it's tomorrow, Sunday July 29, 10AM West Coast, America, 1PM East Coast, America, 6PM UK, 7PM Europe it's live I think it comes up as a as a story and hopefully I can save that story so it can be watched again you can ask me questions I'll be on there for half an hour to an hour More questions answered this week because last week it was the first one. I was a livestream virgin and it was alright, but it was fucking mad. The comments were going mental. So, yes, more questions, more pithy, more snappy. That's tomorrow. The next announcement at short notice, but very exciting is a London daygame meetup on Saturday August 4. If you're in London, come along. It's free. I'll be there, meet other London daygamers, find a new wing, don't talk theory. It's all about good vibes, getting pissed. There'll be live music. I'll be playing guitar with another daygamer and guitar extraordinaire, Tom Halliwell. He'll be on lead. We'll be playing to drown out any chitchat about theory. The idea is just to come and meet and have a good time. So that's, yeah, Saturday, August 4, seven till 10PM ish upstairs in the crown and anchor pub. And if you're a London daygamer, you'll know Covent Garden, you'll know Seven Dials, you'll know where you come out a Covent Garden tube opposite is Marks and Spencer. You go down that little cobble dally and on the corner there, usually with loads of pissed people outside and flower baskets, is a pub called the Crown and Anchor. You go in, you go upstairs, pass the Lou's, good little, seduction venue there, and it's free if you're not a cheapskate and you buy something from the bar. So come and say hello next Saturday. And that's it. All I've got left to say is in this podcast, I'm speaking to a friend. He's business partner in many senses. He's a Polish American Colombian guy called Lucas who I met in Colombia and subsequently I work with him now with my apartment. He does a lot of my SEO and back end stuff if that doesn't sound too filthy or dodgy and he's been helping me out with my finances because he's got a background in Wall Street. Now he's living in Columbia, South America. He's a hustler. He's opened a cafe. He he's taught himself SEO and copy and he understands principles of persuasion. He's also a bit of a financial advisor. So this podcast was recorded together on financial freedom which is an essential part of the, black sheep bandit living. How to obtain that financial freedom, how to get stealth wealth and, freeing up your time. So it's not about making millions, it's just getting enough to be able to do what the fuck you want. Without further ado, here's today's podcast. Good morning. This is Lucas. Hello, Lucas.

**Speaker 1:** Maybe.

**Speaker 0:** Uncle Tom. Heffe. Heffe.

**Speaker 1:** Heffe. Heffe of the daygamers.

**Speaker 0:** I got that guilt yesterday to call me, Gran Heffe.

**Speaker 1:** Big boss.

**Speaker 0:** And I said, I'm going to get a t shirt with that written on it the Big Boss

**Speaker 1:** yeah because that's all you need I think it would be a fantastic idea I think it's a product we can put out for the fans to buy walking around El Patron and Big Boss How did I meet you Lucas?

**Speaker 0:** Because it is bizarre. It's one of those meetings where

**Speaker 1:** statistically it shouldn't have happened. Serendipity I think. Serendipity, oh wow. Think that was Law of attraction. So yes, think it's more romantic than just getting on and grinding it out. It was kind of accidental, wasn't it? Totally. Yeah. Because first, I'm Polish, then American, almost Colombian. For days, actually, I'll be able to apply for my Colombian citizenship. And you have a big affinity to Polish people? Polish girls. Polish girls. They

**Speaker 0:** kinda I was living in Bonham for a while. Yeah. I'm a big fan of Poland. And I

**Speaker 1:** was born and raised in Poland on the boat. I'm so sorry. Sorry No but you sound American I don't How long were you in America? I lived in The States for twenty two years So you know I would say majority of my life I've spent in US as I moved there when I was a teen So I am American, but I still have the mentality of a European, a Polish person. In the past three years, I've been living in Colombia, having fun here. So I'm getting my Latin American flavor on into the whole mix of things. Are you starting to become in some ways a Colombian? I don't think so. Colombia is such a difficult country to live and especially when you come from from Western world Europe, US, there's a lot of what the f's on a daily basis. However, it allows you to have financial freedom. If you put yourself in a situation when you can earn dollars, pounds, euros or whatever it might be in spending pesos, you are living the effing dream. Yeah. Laptop dream. And I was I'd come to Colombia, think it was my second trip. I was in a cafe

**Speaker 0:** below the Airbnb and, a very, pretty waitress said hello to me. She was Colombian. And I was probably flirting. Sorry, man. And she said, oh, where are you where are you from? And I said, London but currently I'm living in Warsaw in Poland and her eyes just, you know, she looked shocked. And she said, oh, my husband is Polish and he's on his way here and you guys should have a chat. So we had this romantic date where Yes. We sat down at some English tea, biscuits. Opposite each other. Opposite each other looking deeply in our eyes. You didn't know about game but you you immediately said your background was in, Wall Street and you know, US finance educated you were interested in all these kind of online projects and

**Speaker 1:** Within minutes, I remember we were talking about Cialdini and persuasion and I think we connected. We connected. I didn't recognize you were quite surprised like I don't know who you are I think you were upset because your fame actually didn't care. Well

**Speaker 0:** was pleased. I don't like it in Colombia and says job to hero!

**Speaker 1:** Though when you told me you're you know that's what you do you're the legend of daygame No I didn't I think yes But you went home and googled it I googled you no but I think I think we talk about daygame I think back in the days I read daygame I think and I think we got You read the game? The game, oh sorry, the game, the game I think that was the book so I kind of had a basic knowledge of it but not in such a depth as I do now. But very quickly you went away and read

**Speaker 0:** some of the game classics, read read you know the gospel writings of Tom Torero and very

**Speaker 1:** quickly said fuck man, this is yeah. This is you you understood all the the principles. Sure. Yeah. Definitely. I, I think, I never had issue with the girls hence I never really got into the understanding the whole game, daygame. Yeah. However, at this stage, I think that there's a lot of benefits that kind of translate in other parts of life. And how sales links to it and how persuasion links to it and human psychology links At the end of the day, you know, daygame is not only about picking up girls, but actually it's influence. It's about making your life much better as a man, as a human being. There's lots of benefits that kind of translate everything we do. And that kind of translates into finance to that mentality. Yes. That attention to detail, that understanding that things will fail. This you know, it's a game of numbers to a certain degree probabilities. I mean, that's day game, but then if you look in financial part of, you know, side of it, it's there too. It kind of goes back and forth. The crossovers are obvious and daygame,

**Speaker 0:** if you, if you start traveling with it, if you start trying to become free at just to do day game accidentally, of course you change your fashion, you change your health and then you get to the final hurdle where Luca says to me, Tom, you know, tell me about your taxes and your savings and I looked at Lucas like oh fuck so that's really where we're at now and Lucas helps me with, the financial side of things also the web side of things so that's why I call him El Patron and I've been trying to get him on a podcast because not only are you helping me with your finances you help other guys and you talk about investing and saving and now you're doing a lot behind the scenes with the website in terms of programming and making sure things run smoothly. So there's so much to talk about today, too much in a way. So we've narrowed it down to financial bullet points, which sounds extremely dry if there's an average daygame listener who's not interested in money like I was, but this links to the black sheep stuff. If you want to be totally free quote unquote, remember how I found freedom in an unfree world, you have to face this at some point. Daygame will take you there, traveling for pussy will take you there, and then your bank balance will run out. So, Lucas. What do you do? What do you do? I mean, you're stuck in that job, you were in Wall Street. Fuck me. A heavy job, you've got overheads, you've got an apartment, you've got rent, you've got, you know, the flashy stuff. You're trying to achieve the Instagram wealth. What's the And it's what's the first thing to say?

**Speaker 1:** It's a lie. It's a lie. It really doesn't work. Eventually come to conclusion that you're not living, you're existing. You have a cushy job, you have friends, you know, you have a nice car, you know, expensive watch and apartments, whatever it is. But at the end of the day, you're not getting anything out of life. And you know, you want to unplug from that matrix. You want to be free. You want to feel like, you know, I want to have a Mai Tai in Waikiki and hop on a plane and go to Hawaii or whatever it might be. Or you want to have that freedom to learn Spanish, come to Colombia, learn how to, you know, snowboard, whatever it might be. But that comes with the freedom, the ability to manage your time. And you do that when you build that financial safety net around you. Whatever you do, you unplug from it, you realize that buying, you know, expensive material goods makes you rich in front of the people, but doesn't really makes you rich for yourself.

**Speaker 0:** You just become a slave to payment, to a mortgage, to a credit card bill and that kills your life slowly but surely. And boy do you know about that if you've lived in New York City or London? Yeah. And you're you came from Wall Street to South America, so a fucking shift. I know, you know, when I met you, you had a lot of, suddenly a lot of free time. This is how you can do all these independent projects and start establishing all your income streams. But you had a proper Wall Street heavy

**Speaker 1:** financial existence in New York City. Yes. I mean, that's true. So, you know, about three years ago, I quit all of it. I mean, there was a few things that came up in my life and job situation. I've and decided to say, Fuck it, and pull the plug on it. It's a huge risk, I can understand anybody out there who's in this situation, who's working now for a man for paycheck, has the fear of doing so. But I have to say, I'm not the first one, I'm not the only one. But once you make that first step, once you cannot say to yourself, yes, I'm going to do it. It becomes easy the next, you know, following day and day after things work out. And as long as you invest in yourself, as long as you don't sit in a cave and do and learn things and hustle,

**Speaker 0:** things will be okay. By removing that safety net you have of the apartment and the job and the, know, the guaranteed stuff, it forces you immediately doesn't it to start, hell. You gotta do something now. I The best thing I remember that, was sitting on the train, I sent that email to my last boss I ever had, that head teacher, I quit. But And as soon as you fucking press send, that's it, brother. Okay. Now you gotta start thinking hustling and that's when I started, you know, hustling and becoming a coach. But when I met you, you obviously hadn't jumped and into nothing. You had a plan or you you had things running already and now you have a way more running. But can you talk about that shift? So the shift was to be quite honest,

**Speaker 1:** you know, have I saved to be able to have that freedom? Yes, I've done. I've been always, you know, financially responsible, fiscally conservative person. You know, yes, I had nice goods, you know, I had my stage of shopping in Bloomingdale's and even the market says, but then I got to a point that doesn't make sense. I've been putting money away, which that kind of made the whole transition a bit much easier for me. But you know, I had a plan. When I left, I just got on and tried to figure out how can I make money online because that seems to be what's happening right now? And it gives you a lot of opportunities and possibilities to really excel and find something as well niche that will pay you. Another thing I did, which I highly recommend to most people is to move to a country with a lower cost of living because the money you have saved will allow you to have that you know opportunity and the freedom to take your time and actually go and learn new skills. In the past three years, I've been just kind of learning anything and everything possible in the world. I come from finance, numbers are, you know, something that I live, I used to live by. But now I you know, I can build a site, I've learned Amazon Web Services, I've learned SEO, I've learned a lot of things that I would never ever imagine in my life I'll be doing, but that gave me a complete freedom,

**Speaker 0:** of not working for the man. Very quickly, this shows the power of transferable skill sets because you were educated, you had the financial background. And when I met you, you were saying, well, I'm teaching myself SEO, I'm teaching myself this, I'm teaching myself, online stores, whatever. And within, a few months, the next time I came to Colombia, you're freelancing for some very big sites doing their SEO and you're sitting there with your laptop sometimes you work here, work in a cafe, you work where the fuck you want to work, you just come back from Cancun and you've been In Hawaii. Hawaii. In

**Speaker 1:** Hawaii.

**Speaker 0:** And this is a guy from Wall Street. So you're thinking, know, if you've learned it, taught yourself, there's resources online, you've got a hustling mindset and you understand principles of persuasion coming back to game, you can't escape not learning game, you've done it and things are just going up and up and up and this is less than three years in Colombia. It's again like like you know getting into game

**Speaker 1:** it's step by step. The more you do the better you get at it, more habits you develop, the more you hustle things will they come, they always do come. Yes, you will need a bit of luck here and there, but as long as you try and knocking on every door every single day, shit will happen. And you're you're

**Speaker 0:** to look at you, you're not the Mr Instagram flashy y wealth, you're what they call online the stealth wealth. You know, you're that guy with the the solid base, the solid safety net, the long term plan and the guys like you and guys like Ian and hopefully I'm trying to, follow your advice, follow your lead. This is stealth wealth. This is not about the, you know, the pictures on Instagram of the car and the Vegas and the table and the bubbly and all that. I I understand why people do that. If you've come into wealth and you've worked your your ass off, okay, you know, but very quickly you realize as you tell me, Tom short term pleasure or long term kind of you could say happiness. We're not talking about happiness today. Long term stability

**Speaker 1:** and that freedom, you know, no worries sort of a Whatever you want to do, you do. You know, is time in everybody's life, even in my life to do the bubbly, to splurge. I will admit I still do it. But you know, net to net, the idea is always to think, you know, where I can save, what fees I can cut, looking at my investments, where I can put the money to make money. Not very quickly because that thing never ever works. Yep. It's, you know, investing for for the long term is a slow, boring, unsexy sort of the

**Speaker 0:** affairs, so to speak. You're gonna look like Warren Buffett. Warren Buffett. Just for that to preempt the comments, we're not today talking about cryptocurrency. Although if that's what you're into, that's fine. But today we're talking about something a lot more Buffett like, which we should come on to. But but just before that, mate, the big eye opener for me that you were you were telling me all about and encouraging me is this thing with liabilities and leaks. So looking at your financial situation and being extremely honest with yourself and the first time I sat down with you that was probably the first time in my life when I you were like look show me the show me the what's coming in showing what's going out let's see credit cards how you're using your ATM especially because you travel around the world you know every time you go to the ATM there's a fee from the ATM there's a fee from your bank and that adds up that all adds up you know you looked at my lack of air miles, looked at my lack of monthly

**Speaker 1:** savings, you know, emergency fund. So what something you're putting out for your retirement and other kind of investments just on the side here, maybe for you know, you want to buy a property, something is sitting there. You know, most people don't realise and Wall Street is not really open about that. Huge portion of the revenue on Wall Street in banking comes from fees. Fees they charge people to supposedly earn money for things like that. So most people tend to forget that. And Wall Street is great at hiding all this information. They made finance as some like a black magic sort of a thing that if you don't have an MBA or a PhD, you can't understand it, which is a total bullshit. And most people get lost at it. And the fees, the fees are the thing that kills all the investments, all the returns. And that's something I'm always stressed that please make sure Tom, you know, we minimize that before we start worrying about how we can multiply

**Speaker 0:** your money. And liabilities, can you talk about that because, again this fronting thing of, people with shoreline properties in Miami or Upper Westside and you go wow fucking hell man, he's doing well. Or my buddies in London, go out that you know, doing really well but as you say, pull their income for a month or two, know,

**Speaker 1:** look at their mortgages. Yeah, I mean liabilities are good and bad ones, know, investing in an education probably is a good liability for having a student loan. Certain real estate investments do make sense. So that's kind of good side of the liabilities. But for most people, you know, they lease a car, they live in an expensive apartment, they splurge a lot on credit cards and they have all their different payments, memberships and equinox. If you live in New York City paying $200 to go and sweat, mean, that's a little fucking crazy. Netflix and Spotify, all these different things that all adds up, and you're really not using it. So they have a lot of liabilities and you know, they look like peer very rich to from outside. But if a shit hits the fan and they lose a job, they have zero in savings. And they're on this, you know, on the street. They have no idea what to do with their lives and very often those people get depressed and shit happens.

**Speaker 0:** Which leads us nicely onto that image of Warren Buffett, so pedestrian over the years doing exactly the same thing every day using coupons to buy his his mcmuffin in the morning and you look at a guy like that and you you know, non flashy but he preaches the gospel of long term investment with compounding. Right? Which sounds so fucking dull, but what's the one magic of the universe?

**Speaker 1:** You look at Warren Buffett, you look at Charlie Munger, they look very sexy, they look very flashy. Those guys kind of look like regular guys. I think still lives in the house he bought in 1953, although he's a, I think now third richest guy in the world. But you know, what they pretty it's really that's how you make money. That's how wealthy people do make money. It's a slow sort of investment. It's diversified in, you know, across different assets. It's not sexy. It doesn't, know, grow by twenty, thirty, 50% on annual basis, but as you start building up and the principal grows and grows at compound interest, it's starting killing it. I'm sorry. And I think it was Einstein who said Einstein said the compound interest is the most powerful force in the universe. Or the most misunderstood concept to mankind, I think he said. Understood and also powerful force in the universe. You know, at the beginning, if you're starting at 20 and 30, and you just don't have enough of the money in the account, then annual interest might seem quite small. But as time moves on, and you move to a millions or whatever it is, and that five, six, seven, eight to 10% annual basis, it's real money that you can save. Just interestingly, Dorking said it correctly that the human brain because of how it's evolved can't think in terms of,

**Speaker 0:** the span of evolution or the effect of compounding because we don't have that function. You know, you showed the school kids with the chessboard and the grains of rice and I mean, can do the maths on a piece of paper if you're looking at your own compounding, it's fucking phenomenal and it's misunderstood, isn't it? It's misunderstood

**Speaker 1:** and again, touching on the human I think psyche is that we tend to not to think about postponing the pleasure and kind of the future planning for future and trying to imagine what can happen and we kind of live in today now world yeah. We want this instantaneous gratification instantaneous 510% return on a daily basis, which is it's crazy. Hustlers

**Speaker 0:** just linking it to pickup for what hustlers are guilty of course of short term pleasure and hedonism. That's the definition of, you know, most daygamers and pickup artists and poker players and you see interestingly a lot of big names, big boxers, big athletes, people that yeah go broke and daygamers

**Speaker 1:** just vanish off a cliff. So that's why you need somebody in your life like myself. That's why we teamed up to, I'm the guy behind the scenes to kind of being the devil's advocate, know, finding all the interesting things for you to think about to make the financial wise financial decisions that you don't end up like some of these guys that you know, blow all your money because what seems like a pretty cool fucking idea to do so. Yeah.

**Speaker 0:** But also not being so kind of bland and fatalistic and worrisome about you know, must save for a proper pension and do everything cool when I'm 70 or earn you know, a lot, people are talking millions.

**Speaker 1:** We understand how much money you need to have the kind of lifestyle we need and then just shock horror Tom Torero using the word sensible, being sensible. I think the whole idea you know that we are kind of brainwashed about you know, keep on saving because when you retire, can you can live up, you can travel. Think it's crazy now. Yeah, because you can be saving saving and one thing, you know, shit happens, you die and all the money you've been saving to use at 60 just went down the drain. I think, you know, in today's world, I don't think we will ever stop working. There'll be always things to do. So I think which is healthy for a guy. It's healthy. I can't imagine my life's not working. I think it's you just die. Mentally play golf and die. It might happen to my father. It happens to most guys that retire and lose their passion, their focus, do nothing. But taking that into account, we still have to plan for the future. You know, we can't just blindly live in the moment because things happen. You can break a leg, know, a sickness or whatever it might be. You want to have that money. So when that time comes, you're comfortable, you still can kind of weather that time when you're not working, you know, if you live comfortably, you do whatever you want to do. Hence, there should be a strict diligent monthly plan for anybody to save money for retirement time, emergency fund, maybe some small investments you have in the next five to ten years to do so.

**Speaker 0:** Yeah, okay. Let's add in some practical things here because guys might be thinking about what what did you make Tom do? What has Tom done since those disasters three years ago? Well, first thing you did was look into the ATM cards. It was ATM. We

**Speaker 1:** got you an ATM card of you know, you're from UK. It's a UK ATM card that doesn't you know minimize those ATM fees. We got you a different credit card with actually miles bonuses

**Speaker 0:** for you to be able to lounge,

**Speaker 1:** things like that because you do travel a lot. We got you on a plan where we take 20%

**Speaker 0:** of your monthly income. You're trying to make me do 20% but I don't even see it right it comes out of my earnings into a new robust, pretty untouchable

**Speaker 1:** savings account. Yeah and we got you to do that. Where are we sitting now bro? Yeah, well, got to that the last part. Got you actually educated about financial, you know, investing how it all works. So that's quite important again. Anybody who's if you're investing in something you don't understand how it works, please step away from it. You have to understand the mechanics of it because that's how people tend to lose money. I think the biggest one what we did, we we did investment in property in Colombia.

**Speaker 0:** Something around the time of sales reduction, upsell, a wonderful infield product. And I, and I, and for the first time in my life, I thought, what shall I do with this money? Cause I could have gone on a massive splurge round. You know, we kind of looked at your whole, you know, financial situation and we can decide that PIK fits pretty well with the portfolio of things. We got that and it's been and that's here by the way guys you know I wouldn't have been able to do that in London or New York but here we just so happened to find the right thing. That made sense financially that was

**Speaker 1:** earning equity at the same time being being rented on a monthly basis Not easy to do by the way for you if you're a foreigner here. Thank God,

**Speaker 0:** you're now, honorary Colombian, you speak Spanish, your wife is Colombian, you have friends that were lawyers and architects and surveyors so me doing it on my own or you just coming to Colombia, be careful you know,

**Speaker 1:** again it was a lucky meeting Lucky, it was a lucky that we met together and I have access to the right people and we just you know check everything to cross our t's and things like that to make sure everything is legit. And that was kind of the big thing so we did to make sure that you financially building the

**Speaker 0:** safety net. And in terms of me working online, if, perhaps if you're a day game coach listening to this and you're always thinking about your taxes in different countries and taxes from products and how does PayPal work and how do people send you money in other ways, you changed

**Speaker 1:** all of that So we looked into that kind of things, especially when you're selling on Amazon, there are certain things when you set up your account that you should take into consideration to minimize the taxation from US. Then we look into UK taxes too and how it kind of plays out if you're there, if you're not there, how many days you are a year, what you have to pay. So we did a lot of kind of basic stuff. Yeah. Maybe not very sexy, but they put together, I think they made a bit of a difference. Immediately,

**Speaker 0:** immediately. Plugged the holes at the leaks and looked at liabilities and more importantly looked at, the next ten twenty years. Going forward, yeah. Because we forgot to also mention health. How old are you Lucas? I'm constantly 32. What a charmer. What a charmer bro. How old are you? I think we're the same age. Other more beautiful. Yeah, yeah, more beautiful. Definitely more physically fit. You're about to run a marathon. Yes, about two months. Yes, I'm about to run a We always joke about niggles and injuries and you you were going through a little injury thing and I've had a couple of injury things this year. So yeah, definitely when you get into 35 and I'm sure into your forties and fifties then you start thinking fuck, freedom is time, money allows for this freedom and obviously your health.

**Speaker 1:** So, what did they say in the future, rich people are investing in their health, not properties and cars now it's in health. It's health. I mean, there's a huge thing if you pay attention to the wealthy, wealthy people are trying to, you know, get the cutting edge technology to stay youthful. I mean, it's the one thing that's, know, you can have all the money in the world. It's difficult to buy health. Perfect example, Steve Jobs, you know, one of the richest guys in the world had cancer. He couldn't buy back his Or time or time. You can never go back to buy the time. You know, you can so whatever decisions you make financially, have to think about, you know, having that freedom to pick your time to manage it to whatever to do whatever you want with it.

**Speaker 0:** All right. The big one, diversification, right? We've, I've done a podcast on anti fragile and, we're living in an age now where if I just relied on YouTube or if I just relied on one income stream or if you just relied on one of your little your hustle side projects, very quickly that carpet can be pulled from underneath your feet. If you're relying even on things like paper or you know, you're in love with Instagram, Instagram could just change tomorrow. So diversification of income streams in your personal projects. I mean, how do you see it to become robust? So again, I think, know,

**Speaker 1:** I know Nazeem is a, Torero is a fantastic guy. I love this guy. I've read every book he has written incredible stuff. There's also James Altucher. I think he wrote a book called Reinvent Yourself or Invent Yourself. And he talks about the idea that in today's society, the world we live right now, having this notion that I can have one job, source of income is for life is something that will survive. It's just wrong. It's dumb because again, you know, you get fired and if you don't have savings, you're on the streets. So you have to think about it, especially if you unplug from the matrix, you don't work for the man, you hustle, you have to diversify, pick up small jobs. There's so many opportunities to do that, especially, especially, you know, if you're smart enough and you hustle enough and you present yourself well, things will come, people will recommend you. I'm a perfect, you know, testament to that. Yeah, I've got to a point when I have at this current stage, I mean, we work together, I have my other projects, I have another few clients I help again with with sites and some financial, you know, advisors. It's also fun, isn't it? It's fun. Imagine you just had that one job for the SEO. Okay. SEOs can be fun, but you do things that are completely unrelated in the same day. You wake up and you think, which one should I do? Yeah. That's gonna make that makes you living every day you wake up, you know, the learning curve is always steep in this situation. If you're stuck in one little thing, is it fun? Yes. Is it safe? It's super fucking safe. But with safety, you know, you get to a point when you exist. You know, there's a return with being risky, and that return very often is sweet and exciting and worth doing that. So I highly, highly, you know, recommend people to A, make that cut, know, be brave enough and you will do fine, you will be okay, and then hustle and diversify. At the beginning it's difficult, know, you get one person to work with one company, whatever it might be, and you think how am I gonna multiply that? But if you do quality work, if you're diligent, people will recommend you, and they will get out there and you will then, you know, have another client, another client and slowly you built a nice, you know, diversified

**Speaker 0:** streams of income. The comment I always get, on all these type of podcasts is, ah, well, okay, if you're a day game coach, it's okay or if you've got an SEO skill, it's okay. But I have a x job. I work in a pizza restaurant. How can I do it? This doesn't apply to me. So obviously we say yes, step one, you read books like the four hour work week, which outlines exactly, the first steps so we don't need to repeat it here. We'll talk about an article in a second. But you might remember the podcast with Tom, young Tom, who when I met him was working in a supermarket, then he was teaching guitar in person and how was Tom doing that? He was fucking door to door knocking as in daygame. So he would have two clients and three, then four, then five. He's a good guitar teacher. Actually, he's very good. So parents would recommend him. And then Tom met me and, his poor life changed and he got into daygame and he said, how am I going to travel and guitar teach? I said, bro, get a fucking webcam, you know, not to strip but, teach guitar. There's there's platforms where you can teach English across, your across the world using your laptop. That's teaching any skill, making a video course, ebook series. Okay. I'm not inventing specialist in any of this, but can you counteract that excuse? Cause three years ago you didn't have Neither these

**Speaker 1:** am I. And again, I think Gary Vee says it, you know, everybody feels entitled to success to, becoming a millionaire, whatever it is. But at the end of the day, you have to eat shit. And I agree with Gary, you have to eat shit, but you eat shit, you know, enough shit, things will come your way. It's hard work. That's what it is at the end of the day. There's no excuses, there's no magical pill. Yeah. There's day in day out you have to get up,

**Speaker 0:** and hustle and things will come your way. Someone was asking about Gary V recently and guys like that, Grant Cardone. I think it was Tom. Tom was asking me this. And I said, yeah, I like all the philosophies, of course, hustle. But the one thing that daygamers and black sheep people learn and that you learn here in Colombia is that I'm not chasing one, two, 5,000,000. I'm not believing in it. It's all about hustle and crushing it because, you've heard me say many times, if you can get up to 30 ks British pounds or let's say $50,000 man you are a 1% of 1% and you are you are living the lifestyle that I've lived for the last couple of years, maybe three years if you're watching your budget, you're watching the flights especially and as you said, you're watching the countries you go to to live in, man, you can pimp it hard on, you can live a great life on thirty fifty ks so I'm not extreme to say that life is all about, you know, millions and crushing it and waking up and sweating and talking to the building. Millions of pesos. Yes.

**Speaker 1:** We roll in millions of pesos here. As Tom mentioned, you know, you're making thirty, fifty, 30 pound or you know, 50 ks US, you move to a country like Colombia, you are a 1% of 1%.

**Speaker 0:** Yeah. You could go to Bulgaria, Romania. Ukraine is still, I think, statistically European. Europe's cheapest. Croatia, Asia, Slovak. Croatia is pretty expensive. Slovenia. Places

**Speaker 1:** there. Yeah.

**Speaker 0:** I'd get into the Balkans, the Old Balkans and obviously guys go to Asia, if that's your cup of tea. South America, mostly unexplored by

**Speaker 1:** Europe money to go back home and see mom in UK or in US, wherever it might be. So you don't have to

**Speaker 0:** kind of just stay in those countries because that money goes really long way. Even less than that. Even less than that. And the point is not to go to these places and have a holiday. Is that which is what you'll do, is what I did for the first couple years. Here, the cafes are full of guys on their laptops. Right? You have to come and work. You have to come and build the business. You can holiday for a few days. But there's too much to say. I mean, we're trying to cover so many things. So very kindly, Lucas, what

**Speaker 1:** do you plan to do for the site? So yeah, I think, you know, in conversation like this, we cannot touch scratch the surface of the financial freedom and investing and everything else. What I will do to follow-up the podcast, I will post sort of a blueprint to building wealth. It's something I have collected through many, many years of my very short 32 year old life that has worked pretty well for me and for my clients and for Tom T also, because we applied all those different principles from there. And I'm gonna post it on the site so people can kind of go back and kind of get idea what they, you know, if they're doing something already that makes sense or what they should be doing to kind of start slowly to build that freedom, having that time because the ultimate status symbol is time. The freedom to do whatever you want with your time. Yeah. Can guys ask you questions because you can log into the site? So yeah, so let's do this Because I work in the shadow some sort of a kaiser soze. Shifty guy. Shifty guy. You know, kaiser soze is my nickname. Yes, if you have any questions sort of thing, leave a comment on the site with the contact information and I will get back to you, you know, and see if I can help you out with whatever it might be. Yeah, and it's under that post which will have this podcast and the I think the the blueprint in one because we've got a week or so to do it. It's in that comment section that,

**Speaker 0:** leave some stories about how you've done some of this, on a small scale, on a big scale. I know there were guys way more qualified than me out there. I got an email recently actually from a very nice guy in Vienna who's an investor property developer and he said, if you need advice, contact me. I said, that's very kind of you. So yeah, tell your story. Tell your age. Tell your location. Say what you've done. Perhaps you disagree completely with everything we've said thus, that's fine. Let us know.

**Speaker 1:** And not only your success stories. I don't want to hear how you went from, you know, from, from rags to riches. I want, we would like to hear people when you failed, because that's the kind of thing in finance where often you hear about, you know, people making money, but for every person who makes money, there's a tons of people who lose money. And I think society kind of skews this whole idea that, you know, being rich is that, you know, you have to work hard and invest. A lot of people do that and they just kind of don't make it. So we want to hear both sides of it, the success, both of the failures and how you kind of got out of that and then what that maybe taught you. Yeah, very nice. And the three that are the most juicy,

**Speaker 0:** as juicy as the asses here in Colombia, Lucas and I will sit down and, send you a digital goodie bag, lots and lots of Torero stuff. But join me in the Bible study, on the live stream. Don't forget 10AM in California, 1PM New York, 6PM England and 7PM if you're in Polska. Do you miss Poland Lucas? It's

**Speaker 1:** fucking hard. Yes. It's such a difficult question yes and no. I'm there you know two three times a year to see my mom to hang out with my friends. At this stage of my life because I've become so fake Polish as they call me here in Colombia because I hate the cold. No I don't miss it because we met in February in Warsaw and that was the coldest week in Poland. It was bleak. It was minus 20 C. Was grey. It's

**Speaker 0:** depressing. So once you live in a country when you have sunshine and it's warm, you tend to forget about your roots. So Yeah. Yeah. I I can understand. And I can see how relaxed you are here, man. It would be hard to go back and I've I've looked all over the world quite literally for a base or thinking, you know, where would I retire to? What girls do you like? Obviously, what lifestyle? What climate do you like? And it doesn't really get better than here. I

**Speaker 1:** have to agree with you. There's something about the weather that makes you mentally happier. Definitely that's

**Speaker 0:** Yeah definitely. Serotonin, vitamin. Optimistic.

**Speaker 1:** Yeah. And with the people around you because that's kind of you feedback you know from them as you say it's like whatever you feel the person feels next to you and it's kind of goes back what the girls are feeling you're feeling too makes the whole thing much easier. Very healthy here like it's a healthy lot easy to eat way easier to be healthy here than in Poland in the winter you know when you're in fact in pierogi and potatoes and well at the same time there's so much talent on the street because people have to stay healthy yeah The weather

**Speaker 0:** makes that. Amen brother. Amen. Colombia is no secret about the hot girls. So there we have it. We've rambled on.

**Speaker 1:** I'm sure this is a springboard to many more podcasts, Lucas. Yeah, definitely. I mean, other topics we can definitely cover, maybe there's an interest from somebody or you know the listeners to actually go deeper on things like that. They love going deeper. Yeah, hopefully

**Speaker 0:** it's not too deep so we don't put them to sleep but Well they can't walk if it's too deep you know that's what she said. But look if you want to ask Lucas something specifically, leave a comment, tell us your story. We shall stop rambling now and go outside because we're sweating in an That was podcast 159.